Why Tempo

January 1, 2026

I’m joining Tempo.

I’ve spent the past four years at BCG evangelizing digital assets, stablecoins, crypto, and blockchain to some of the world’s biggest financial institutions. I’ve stood alongside them (GFMA 2025, CFTC 2024) to educate, advocate, and hypothesize what a blockchain-enabled future of capital markets and payments might look like. Banks, asset managers, and regulators all agree: this technology can re-write how modern finance functions. Removing operational frictions, freeing trapped resources, and creating digital money that moves at the speed of digital commerce.

But there’s a problem: none of the existing blockchains work for these institutions.

Public networks (like Ethereum) are resilient, open, and accessible (important for things like trading) but lack the controls regulated institutions need (like avoiding sanctioned actors). Conversely, private networks (like Hyperledger Fabric) solve for a single use case really well, but are more expensive, less resilient, opaque and forego the benefits of decentralization that make blockchain so compelling.

For any blockchain to work it needs the best of both models: credible neutrality and decentralization paired with features like confidentiality and KYC to those who need it.

Tempo is that blockchain.

We are a new layer-1 blockchain built for payments at scale. With payments expertise of Stripe, the crypto know-how of Paradigm, and the real-world discipline of our design partners (like Visa, Standard Chartered, Doordash and more), we are building infrastructure needed to bring any and all payments on-chain.

Credit card transactions, cross-border remittances, corporate treasury management, and serving the under- or non-banked, can happen faster, cheaper, and more transparently on a purpose-built blockchain. Even better, the exciting world of emerging payment types (microtransactions, agentic commerce) will need rails as digitally-native as them.

That’s what I’ll be building, working on, and documenting.

If you want to follow along, I’m starting a newsletter called The Settlement Layer where I’ll capture thoughts and findings on stablecoins, payments and the future of money.

If you’d like to build together, please reach out at ninad [at] tempo [dot] xyz.